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Insurance Claim Assistance

Insurance Claim Acceptance:
Lucius Roofing is a qualified, insured and bonded roofing company specializing in repair and replacement of residential roofs that have incurred weather or accident damage. If your roof has been damaged, we work with you to review adjuster summary reports and evaluate if the damage has been properly assessed and recorded. We will accept your insurance company's claim payment and your deductible.

Inspections/Estimates:
Lucius Roofing of Memphis provides roof replacement estimates. Contact us to see what your particular roofing project may require. If you are unsure whether you need a roof replacement, start by reading Do I Need A New Roof? or Signs of Roof Damage for common indicators of your roof's condition. We also offer Roof Inspection Reports and Repair Services if you do not require a complete re-roofing.

Insurance Claim Assistance:
Never processed a claim before? We can help. Large claims will most likely necessitate the completion of several forms, which may require notarization. Your only cost will be your insurance deductible.

Representation & Repair Agreement: In order to represent you in your claim and to complete the work specified in your claim, we require the completion of a Representation & Repair Agreement. This Agreement give Lucius Roofing, Inc. the authority to work with your insurance company and adjuster, to discuss all aspects of the claim, make adjustments if necessary and to complete the work specified if the claim is processed successfully. If needed, we will inspect damage with the adjuster to help make sure all damage is accurately recorded and properly assessed.

You can Download or Print a Copy of the R&R Agreement here.

Common Insurance Questions:

Q. How long will it take to get a new roof?
A. Most jobs are completed in under 3 days.

Q. Will you clean up the debris after the job is complete?
A. Yes. Our crew will make every effort to remove all debris from the area, including scraps and nails.

Q. Should I get more than one bid for my roofing job?
A. Yes, talk to more than one contractor. Your only cost will be the deductible, provided your contractor's price does not exceed the insurance claim settlement.

Q. Can I avoid paying my deductible?
A. No. To attempt to do so constitutes criminal insurance fraud.

Q. What if my insurance estimate is less than your bid?
A. Inform us so we can either negotiate an adjustment with the insurance company or adjust our bid.

Q. What is "Withheld Depreciation?" Will I get that money?
A. Depreciation money is withheld to ensure that deductibles are paid by homeowners and that the roofing job is actually completed. When the work is done, the withheld amount will be paid to you if you have spent all of it. Portions that exceed your job expenses will not be paid to you.

Don't see your question answered here? Contact our office for assistance.


	1. Proper Roofing & Ventilation
	2. Roofing Terms You Should Know
	3. Do I Need a New Roof?
	4. Choosing a Shingle Color
	5. Signs of Roof Damage